Cost Segregation

Accelerate depreciation.
Keep more cash.

If you own commercial real estate or have made significant improvements, you may be leaving significant tax deductions on the table. A cost segregation study front-loads those deductions — legally and by the book.

Illustrative Example

Property value $1,200,000
Property type Retail / Office
Standard 39-yr depreciation (Yr 1) $30,769
After cost segregation (Yr 1) $180,000+
Additional first-year deduction $150k+

Based on a 25% effective tax rate, that's $37,500+ in real cash back in year one. Results vary by property type, basis, and tax situation. Brian will give you a straight read.

Best candidates: Commercial property owners with $500K+ basis — purchased, built, or renovated in the last 15 years.

Talk to Brian about your property →

Not all building components depreciate the same way.

The IRS allows you to depreciate different components of a building on different schedules — 5, 7, 15, or 39 years. By default, everything gets lumped into 39 years. A cost segregation study breaks the building apart and identifies components that qualify for accelerated treatment.

The result: a larger deduction in the early years of ownership, when the time value of that cash is greatest.

20–40%

Of a commercial building's cost can typically be reclassified to shorter-lived asset categories.

5–7×

More depreciation in year one compared to straight-line 39-year treatment, depending on property type and bonus depreciation availability.

15 yrs

Properties purchased, built, or improved within the last 15 years can be studied retroactively via a catch-up deduction with no need to amend returns.

Good candidates for a cost seg study.

🏢

Commercial & Office Buildings

Retail centers, office buildings, medical offices, and professional suites. Significant interior buildouts are particularly strong candidates.

Typically $500K+ basis
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Industrial & Warehouse

Manufacturing facilities, distribution centers, and flex space. Specialized electrical, plumbing, and process equipment often qualifies for 5-7 year treatment.

Typically $750K+ basis
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Hospitality & Multi-Family

Hotels, apartment complexes, and senior living facilities. Interior finishes, landscaping, and site improvements all carry reclassification potential.

Typically $1M+ basis
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Significant Improvements

Major renovations, tenant buildouts, and capital improvements to existing properties — even if you don't own the building outright.

Typically $250K+ in improvements
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Retroactive Look-Back

Bought or built property in the last 15 years and never did a cost seg study? A look-back study captures missed deductions in the current year — no amended returns.

Properties placed in service 2010+
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Not Sure?

Brian will tell you in 30 minutes whether your property is worth studying. No obligation — if it doesn't pencil out, he'll say so.

Book a free call →

Four steps. No guesswork.

01

Qualification Call

Brian reviews your property, basis, and tax situation. You get a straight answer on whether a study makes financial sense.

02

Engineering Study

We coordinate the cost segregation analysis with our engineering partner. You provide documents — we handle the rest.

03

Tax Integration

The study results are reviewed by Brian and integrated directly into your tax return with full documentation.

04

Audit-Ready File

You receive a complete, defensible study report meeting IRS standards — not a spreadsheet. A real study.

Everything you need. Nothing you don't.

  • Engineering-based study report that meets IRS Rev. Proc. 87-56 and related guidance
  • Asset-by-asset reclassification with supporting documentation for each category
  • Depreciation schedule updated across all affected years, integrated into your return
  • 481(a) catch-up adjustment if doing a look-back study on a prior-year acquisition
  • CPA review and sign-off by Brian Rodgers — 41 years of practice, not a factory operation

This is one of the few legal ways to get a significant check back in year one.

Most of the small business owners I've worked with over 41 years never knew this existed. If you own commercial property and your CPA hasn't talked to you about cost segregation, that's a conversation worth having.

"I'm not going to sell you a study that doesn't make financial sense. If the numbers don't work for your situation, I'll tell you that on the call — and you won't owe me anything." — Brian Rodgers, CPA

Find out what your property is worth in year-one deductions.

Book a free 30-minute call with Brian. Come with your property address, purchase price, and year acquired. He'll give you a real number.

Prefer email? Reach us at brian@therodgersco.com